FAQ - Travel Medical Insurance for Diabetics & Seniors
Frequently Asked Questions
International Travel Insurance Coverage for Diabetics, Seniors, Individuals, Students, Families, Groups, Business, Cruise,
With any International Health Insurance plans, the application process is very fast and simple. There will most likely be questions about different aspects of the plan that you may have but you will have the possibility to download a brochure and have access to all the information before buying a travel insurance plan, The coverage plans are being sold worldwide and some are specific for US citizens. Our frequently asked questions section provides you with the most common questions that we receive about the different insurance plans we offer on our website. Please contact us if you have further questions or you can also download the full brochure of the Insurance plan you have selected to get all the details and information. Our Company is a division of Health Insurance Global and we are affiliated with IMG.
How to apply for a Quote at Travel Insurance for Diabetics.com?
You can get an instant quote by following the 3 easy steps below :
- Review and select the Travel Insurance plan that fit your needs - Click here to view all the Insurance Plans available.
- Click on Quote to see the benefits and overview of the plan - You can also dowload the full brochure to get all the details and information about the insurance coverage.
- Simply complete the online application form and you will receive a quote. It's Fast and Easy.
Is it FREE, Fast and Easy to get a quote from Travel Insurance for Diabetics.com ?
Yes. Getting a Quote is Fast, Easy and Free!
Who underwrites the Travel Medical Insurance Plans ?
Our Company is affiliated with IMG (International Medical Group). IMG is one of the largest insurance provider in the world and they are in charge of the underwriting. IMG provides financial strength and security in the International insurance market and is recognized as a market leader in the Travel health insurance Global arena for its stability and their quality and diversified insurance plans offered to Seniors, Students, Expatriates, Business Travelers and more.
Do you have an International Health Insurance Plan ?
Yes. Simply Click on the link below to review all the available international insurance coverage plans (You can also dowload the Brochure if you need more details and to see the benefits of a specific plan). International Insurance Plans
Am I eligible to apply for the Travel Insurance Plans ?
If you are a US citizen or Non US citizen, you are automatically eligible for the International Insurance plans. WEe recommend to the customer to review the plan and coverage before doing a purchase and to make sure the product correspond to their specific needs and consition.
When will I receive my documents after purchasing a Travel Insurance Plan online ?
Immediately. When you apply online and make sure the online fulfillment is completed, you will receive all your documents via email in less than 24 hours. You will then need to download these documents and print them to have a proof of coverage.
When can my Travel Insurance begin?
Today or at any date in the future that you select on the application form.
What form of payment do you accept for the Travel Insurance Plans ?
Most major Credit Cards and Debit Cards. Please note that the insurance plans are denominated in US dollars and can be purchased online using a credit or debit card. The Insurer (IMG) accept Visa, MasterCard, Discover and American Express. Applying and paying online is the safest and easiest method to purchase an Travel Medical insurance Plan. You will also receive your confirmation and insurance documents almost immediately via email. If needed, you can also use a friend or family member’s credit or debit card with their permission to purchase the insurance plan.
What is a Beneficiary?
The beneficiary is the person who you designate to receive the funds in the event you should pass away while covered under the plan. Typically, customers would name their mother, father, brother, sister or husband or wife as a beneficiary. However you can put any name you wish to be your beneficiary.
Can I extend or renew my Travel insurance plan?
Yes. You may extend your coverage from the initial effective date. Extensions and renewals must be made online with payment by credit card. You can also purchase a yearly Travel Medical Plan.
What happen when my plan is expired - can I reinstate it?
Once a plan has expired, it cannot be reinstated but you can purchase a new plan and begin coverage as soon as the same day.
Can I cancel the Travel medical Insurance plan and get a refund ?
Yes - To be eligible to receive a full refund, the request for cancellation must be received prior to the effective date. Cancellation requests received after the effective date might be subject to specific conditions such as: A cancellation fee, Only the unused full months of the plan cost might be refunded, Only members who have no claims might eligible for premium refund, If you have only purchased 1 months coverage and cancel within that month, no refund will be due.
Does this plan cover if I have Diabetes ?
The plans usually provide for usual, reasonable and customary charges for people who have Diabetes but they will have to mention any specific medical consition in the application form. Please note that some plans does not provide coverage for people with Type 1 Diabetes or Type 2 Diabetes therefore, it is important for the customer to review the plan brochure that are available on our website to have all the details and information.
Do you have an Insurance plan that covers Trip Cancellation and interruption, travel delay, medical exenses and baggage lost ?
Yes. Patriot Essential provides the basic travel insurance protection for a perfect vacation. This program is designed for travelers who are concerned about their budget and need basic coverage for those unforeseen circumstances that may force the cancellation or interruption of a covered trip. The Benefits includes: trip cancellation and interruption, travel and baggage delays, and emergency medical treatment.
What does URC mean?
Usual Reasonable and Customary. This is a term that insurance companies use to describe a limitation on their responsibility to pay for eligible medical expenses.
How can I contact Travel Insurance for Diabetics.com or Health Insurance Global ?
Please send us an email at email@example.com or contact us by phone at (1) 641-715-3900 Extension:313178# if you have any questions or comments about our website.
How can I contact IMG if I have questions about my actual Plan or an Insurance plan I want to purchase ?
Simply click on the link below to have a direct access to the International Health and Medical Insurance provider and plans.
What IMG (IMGlobal) do with information they gather to provide a quote for a Travel Medical Insurance or any Insurance coverage ?
· IMG will fulfill orders and requests for additional information.
· IMG will verify you are a certificate owner or insured.
· IMG will help ensure a safer online environment for our online visitors.
· IMG will inform you of products and services that may be of interest to you.
· IMG will inform customer service representatives about account access and service requests that will enable us to provide better customer service.
IMG realized the importance of securing the information they gather about you, so they have physical, electronic and procedural safeguards in place to enhance the safety of information about you that is collected on their website and sent via the Internet, including credit account and electronic fund transfer information.
Please note that IMG website and Travel Insurance for Diabetics.com website may contain links to other Internet sites but It is our intent to provide links only to other quality websites or insurance providers. However, we cannot guarantee the safety and privacy of information you provide to these linked sites. However, any information collected by websites other than the IMG or Travel Insurance for Diabetes.com website is not covered by the privacy.
We are happy and proud to offer quality Travel Medical Insurance at the Lowest Price to our customers worldwide!